Illinois Public Insurance Adjusters
Who Fight For What You’re Owed

Whether your claim was denied, underpaid, or not yet filed, we inspect, document, and negotiate for full compensation. Our licensed public adjusters handle storm, roof, water, hail, and wind damage claims across Northern Illinois.

Claim Process

Expert Public Adjusters & Claim Process Assistance

  • Expert Public Adjusters

    Jerry Petracek is an experienced public adjuster with the ability to help you maximize your insurance claims. 

  • Certified

    Our public adjusters are certified! 

  • We Handle Multiple Policies

    Handling multiple policies can be tricky. Let us take a 2nd look at your policy and maximize your claim!

  • We Value Communication & Support

    2nd Look Adjusters values communication with our clients. Our team will keep you up to date and guide you every step of the way!

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Find Out If You Are Entitled to an Insurance Settlement

Contact Us

About Just In Time PA


At Just In Time Public Adjusting, we’re public insurance adjusters based in Plano Illinois, helping homeowners across Northern Illinois navigate tough insurance situations. Whether you're dealing with storm damage, roof damage, water damage, or hail and wind damage, our team offers expert inspections, documentation, and negotiation to help you fight for the settlement you deserve. If you've received a denied insurance claim or a lowball offer, we’ll take a second look, at no upfront cost.


With over 16 years of experience in home improvement and real estate, we know how to spot what insurance companies miss. We proudly serve homeowners throughout Bolingbrook, Darien, Elk Grove Village, Elmhurst, Kankakee, Lombard, Oak Park, Palos Heights, Plainfield, Plattville, Romeoville, Stickney, Tinley Park, Vernon Hills, Villa Park, Waukegan, Winthrop Harbor, Woodridge, Yorkville, Zion, and surrounding communities with fast, honest support.


Have questions about the claims process? Check out our FAQs to learn more about working with a public adjuster.


If you’ve experienced any property damage, don’t wait! Call us today at
(312) 966-2338 or contact us to schedule your free JUST IN TIME INSPECTION.

Our Public Adjusting & Appraisal Services


Expert assessments for wind, hail, and water related damages.

Comprehensive evaluations to ensure full coverage.

We challenge unjust claim denials on your behalf.


Accurate valuations to support your claim negotiations.

Neutral third party evaluations to resolve disputes.

Thorough inspections for hidden and visible water damages

Our Blog


Visit our blog to learn more about our public adjusting services.

Roof with extensive orange tarps over damaged shingles, viewed from above.
By Justin Thyme Saunders May 6, 2026
Learn how a public adjuster can help you navigate insurance claims & maximize your compensation. Contact Just In Time for expert support!
Insurance claim form with pen on a light blue background
By Justin Thyme Saunders May 6, 2026
Understand how insurance claims work, from reporting to settlement. Get expert help to maximize your claim with Just In Time Public Adjusters.
Dust devil spiraling across a barren desert landscape with mountains in the distance
By Justin Thyme Saunders May 6, 2026
Learn about tornado damage in Kankakee & Aroma Park. Get help with insurance claims and recovery. Contact us for assistance!
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